Whether or not you will be charged a penalty is dependent on the type of investment you make and provisions of the investment agreement. Immigration New Zealand does not get involved in the agreement between you (the investor) and the seller (the product seller or service provider). However, if you withdraw part or all of your investment within the three-year investment period for personal use, you will breach your visa conditions under Section 49(1) of the Immigration Act and therefore your permanent resident visa is not likely to be approved.
