Yes, you will always have to apply for tourist visa or if you can get longer-term visa.
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Can I buy an apartment in Greece and travel there without golden visa?
I want to buy an apartment in Athens that its a good catch, but it doesn't meet the golden visa threshold. I still want to get the apartment, but how can I travel there whenever I want to without a golden visa? Would I have to always apply for a Schengen visa or do I qualify for longer-term tourist visas?