Dominica has two options or pathways to citizenship by investment as you have recognised and appreciate. The direct donation option and the real estate investment option. The option to be chosen is the investors decision and has nothing to do with the government. It's all up to the investor as to which is more beneficial to him either from a personal investment point of view or intending to add directly to the development of the country as a whole. Either pathway will ultimately achieve the latter goal. To protect your investments against natural disasters this would have to be done through the project you invest in. The investor will have property insurance coverage against natural disasters for the renovation of the project if a natural disaster were to strike but you individually are not certain as to how you can protect your individual share, it would have to be collectively as opposed to individually.
