By law, all residents of the Cayman Islands must have private health insurance from an approved local provider. Such insurance can range from the most basic coverage (known as the Standard Health Insurance Contract - SHIC) to a much more comprehensive policy. All applicants for residency must have such insurance policy in place at the time of submission of their application. Where applicants have a serious health condition (excluding a serious communicable disease), it will still be possible to obtain coverage but the monthly premiums will be higher than those without any pre-existing conditions.
