Are fixed coupons a norm for these institutions? Are most of them offering a fix guaranteed return?
Answers
To my knowledge, returns and arrangements depend on the amount of money invested. I do not know if Chinese institutions have different arrangements.
In our experience, there are no fixed guarantee returns. However, the average return is 7 percent if it is a U.S. dollar-denominated investment. This return usually is for real estate investments. However, subject to the approach of the wealth manager in terms of aggressive investment, the annual return could be higher.